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Credit Basics

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Good debt v/s Bad debt

Being able to borrow too much allowed many of us to make bad decisions - decisions that led to painful consequences. While debt can help us build assets and achieve dreams, it is also true that debt can lead into a maze that is extremely difficult to unravel.Read More...

on May 8, 2013 by Rajiv Raj

 
 
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Loans for self-employed Customers!

It is unfair for them. The world encourages them and glorifies them for having started something on their own. Business schools rigorously train them to be entrepreneur, but when comes to lending them, the banks develop a cold feet. Read More...

on April 10, 2013 by Rajiv Raj

 
 

What March Car deals hide from you?

Tempting offers from car dealers need to be taken with a pinch of saltRead More...

on March 25, 2013 by Khyati Dharamsi

 
 

Women - take charge of your finances

Celebrate Women's Day this year by taking charge of your finances - Women often tend to ignore financial matters. They let others take charge of their earnings and investments. While it is good to have help, it is time women take charge of their money the same way they have taken charge of the different aspects of their lives. Read More...

on March 8, 2013 by Rajiv Raj

 
 

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Good debt v/s Bad debt

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Credit Tips

Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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All rights reserved. Disclaimer: This information has been compiled and provided by CreditVidya.com as a service to the public. While our goal is to provide information that will help consumers to manage their credit and debt, this information should not be considered legal advice. Such advice must be specific to the various circumstances of each person's situation, and the general information provided on these pages should not be used as a substitute for the advice of competent legal counsel.

By Anil Design