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Transfer your credit card balance to manage debt

It is all too easy for credit card debts to pile up with the easy access to credit and high interest rates. It can happen of any one of us when even a couple of months of high expenses can trap us into a debt cycle. Balance Transfer of credit card though not a long term solution, is often the much needed breather you need to gather resources and retire debt. Read More...

Posted On May 15, 2013 by Rajiv Raj in Credit Cards

 
 
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Cancelling your credit card the right way

Many of us have multiple credits cards. Usually we tend to use just a couple of them on a regular basis. We may be just racking up fees and running some risk of fraud with holding on to multiple credit cards that are not in use. Though we would like to cancel and streamline them, many of us are us are unsure how to do it. Here is a step by step guide.Read More...

Posted On May 2, 2013 by Rajiv Raj in Credit Cards

 
 

Rent or buy a House: which is better for me?

Are you dreaming of the day when you will have your own place? Is that day almost here? If you are getting ready to switch from rental to ownership - or if your son or daughter is - you may be wondering: is it more economical to rent or buy? It's an interesting question, especially if you live in a place where rentals may be much lower than home prices.Read More...

Posted On April 24, 2013 by Rajiv Raj in Home Loan

 
 

Credit Card Loans VS Personal Loans

With so many varieties of loans hitting the market, one is spoilt for choices. Of course, by this we mean the consumers who are over a CIBIL Score of over 750.Read More...

Posted On April 22, 2013 by Rajiv Raj in Credit Cards

 
 

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Transfer your credit card balance to manage debt
Posted in: Credit Cards
Posted on: 15 May 2013
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Credit Tips

Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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All rights reserved. Disclaimer: This information has been compiled and provided by CreditVidya.com as a service to the public. While our goal is to provide information that will help consumers to manage their credit and debt, this information should not be considered legal advice. Such advice must be specific to the various circumstances of each person's situation, and the general information provided on these pages should not be used as a substitute for the advice of competent legal counsel.

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