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Home Loan

FEATURED ARTICLE

Looking to buy a second home? Low CIBIL score would hurt you

It is imperative to maintain a good credit history if we wish to avail a Home loan for your second home.Read More...

on December 1, 2012 by Rajiv Raj

 
 
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Now get more from your EMI payments

Banks and home finance companies are making the EMIs lucrative for the home loan borrowers. Cashbacks and other privileges are being doled out to lure timely repayments. Read More...

on November 22, 2012 by Khyati Dharamsi

 
 

Have you shifted your home loan to base rate?

The transparent system of base rate will help you benefit from the fall in interest rate faster than that on BPLR. It's time you shifted your old loans to base rate Read More...

on November 8, 2012 by Khyati Dharamsi

 
 

Should you have a "happy" ending for your home loan?

Axis Bank earlier this month announced its "Happy Ending Home loan". As the name suggests the last year of the loan term would turn happy as the EMI would be waived off, provided you pay all your EMIs on time. Sounds fantastic at the face of it, but the fine print - as always - cannot be neglected...Read More...

on October 19, 2012 by Khyati Dharamsi

 
 

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Make sure that all deals and offers agreed upon are supported by relevant papers. You should always ask for a letter in a banks letter-head mentioning the likes of, exact rate of interests, processing fees, pre-payment charges along with interest-schedule.

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Dr. K. S. Sobhana

Dr. Sobhana, a Senior Scientist with Central Marine Fisheries Research Institute, was having trouble with her auto loan because of her CIBIL report. She spoke to one of our Credit Experts and ...

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All rights reserved. Disclaimer: This information has been compiled and provided by CreditVidya.com as a service to the public. While our goal is to provide information that will help consumers to manage their credit and debt, this information should not be considered legal advice. Such advice must be specific to the various circumstances of each person's situation, and the general information provided on these pages should not be used as a substitute for the advice of competent legal counsel.

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